:root{--ink:#1b2430;--muted:#5a6675;--brand:#1f3a5f;--accent:#f2b134;--bg:#fff;--alt:#f4f6f9;--line:#e1e6ec}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;font-size:17px}
a{color:var(--brand)}
.wrap{max-width:1100px;margin:0 auto;padding:0 24px}
.top{position:sticky;top:0;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);z-index:10}
.top-in{display:flex;align-items:center;justify-content:space-between;height:64px}
.logo{display:flex;align-items:center;gap:10px;font-weight:700;font-size:1.15rem;text-decoration:none;color:var(--brand)}
nav{display:flex;align-items:center;gap:22px}
nav a{text-decoration:none;color:var(--ink);font-size:.95rem}
.btn{display:inline-block;background:var(--accent);color:#1b2430;font-weight:600;padding:13px 22px;border-radius:8px;text-decoration:none;border:2px solid var(--accent)}
.btn:hover{filter:brightness(.95)}
.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.6)}
nav .btn-sm{padding:7px 14px;color:#1b2430}
.hero{background:linear-gradient(135deg,#1f3a5f 0%,#2c5282 100%);color:#fff;padding:96px 0 88px}
.hero h1{font-size:clamp(2rem,4.5vw,3.2rem);line-height:1.15;margin:0 0 18px;max-width:820px}
.hero h1 span{display:block;color:var(--accent);font-size:.6em;margin-top:10px;font-weight:600}
.lead{font-size:1.2rem;max-width:680px;color:#dfe7f1;margin:0 0 32px}
.cta{display:flex;flex-wrap:wrap;gap:14px}
.section{padding:80px 0}
.alt{background:var(--alt)}
h2{font-size:2rem;margin:0 0 32px;color:var(--brand)}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--line);border-top:4px solid var(--accent);border-radius:10px;padding:24px}
.card h3{margin:0 0 10px;font-size:1.15rem;color:var(--brand)}
.card p{margin:0;color:var(--muted);font-size:.97rem}
.card-wide{grid-column:span 3}
.note{margin:28px 0 0;color:var(--muted);font-size:.9rem}
.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(3,1fr);gap:20px;counter-reset:s}
.steps li{background:#fff;border-radius:10px;padding:28px 24px;border:1px solid var(--line);counter-increment:s;position:relative}
.steps li::before{content:counter(s);display:flex;align-items:center;justify-content:center;width:40px;height:40px;border-radius:50%;background:var(--brand);color:#fff;font-weight:700;margin-bottom:14px}
.steps strong{display:block;font-size:1.1rem;margin-bottom:6px}
.steps span{color:var(--muted);font-size:.97rem}
.contact{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start}
.person{font-size:1.2rem;font-weight:600;margin:0}
.person span{font-weight:400;color:var(--muted);font-size:1rem}
.contact-list{list-style:none;margin:0;padding:0}
.contact-list li{display:flex;gap:16px;padding:14px 0;border-bottom:1px solid var(--line);font-size:1.1rem}
.contact-list span{width:110px;flex-shrink:0;color:var(--muted);font-size:.95rem;padding-top:2px}
.contact-list a{text-decoration:none;font-weight:600}
.foot{background:#16263d;color:#b8c3d1;padding:40px 0;font-size:.88rem}
.foot strong{color:#fff}
.foot p{margin:0 0 12px}
.gdpr{max-width:760px}
@media (max-width:900px){.grid{grid-template-columns:1fr 1fr}.card-wide{grid-column:span 2}.steps{grid-template-columns:1fr}}
@media (max-width:600px){
 body{font-size:16px}
 nav a:not(.btn){display:none}
 .hero{padding:56px 0}
 .lead{font-size:1.05rem}
 .cta .btn{width:100%;text-align:center}
 .section{padding:56px 0}
 h2{font-size:1.6rem;margin-bottom:24px}
 .grid{grid-template-columns:1fr}.card-wide{grid-column:auto}
 .contact{grid-template-columns:1fr;gap:16px}
 .contact-list span{width:90px}
}